Chau Lai
CFP®
ChFC®
Financial Advisor
Park Avenue Securities
(858) 550-9312
Chau Lai knows that a strong family and personal goal alignment are every bit as critical as choosing the right investment vehicles. She combines an extensive knowledge of sound financial strategies and products with a deep commitment to understanding her clients’ individual concerns. The result is an integrated approach to managing her clients’ finances over the course of their lives; during all stages of personal and business growth.
Chau and her Wealth Advisory Team are committed to helping you manage wealth so that you fully enjoy it during your lifetime and build a foundation for your future generations to build wealth.
Earned Success
Chau became involved in finance as an economics major at the University of California, San Diego. At age 17, on the advice of professors to “invest early,” she pooled her savings, put half under the management of an investment adviser and invested the rest herself. Her disciplined saving and prudent investment strategy enabled her to purchase her first investment property at age 21 and her first home at 22. From these early, hands-on experiences, Chau learned important real-life lessons in building and preserving wealth.
A Financial Advisor since 1997, Chau has built lasting relationships with satisfied clients and created strategic alliances with other financial professionals across the nation. Today, her financial planning practice has grown into a well-respected and admired family enterprise with her husband, Bryon Kibildis, and sister, Alisa Le, by her side.
Chau’s philosophy of care has provided unparalleled success for her clients, and for her family. Today, her Wealth Advisory Team cares for the financial concerns of more than 800 families and businesses, representing the top one percent of income earners.
Specialization
Chau specializes in working with business owners, entrepreneurs and professionals (including nearly 600 dental and medical professionals) to develop comprehensive financial strategies that encompass investment analysis, risk management and cash flow allocation, as well as retirement, business, tax and estate planning. Chau especially enjoys helping married couples to harmonize their financial goals and priorities while clarifying and defining a shared Life Vision. By creating an environment for couples to enjoy learning about money and wealth together, she enables them to apply their learning to produce meaningful outcomes which support their personal and professional goals.
It’s all part of Chau’s commitment to educating and collaborating with clients so they can better define and expand their Financial, Human, and Relationship Capital. She is a founding member of the Doctors’ Advisory Council, a strategic collaboration of trusted specialists specifically designed to support the unique business and financial concerns of the medical community.
Commitment to Education
Chau invests in her own education to ensure her clients benefit from the latest advanced planning strategies. She personally has increased her Human Capital by investing in hundreds of hours of ongoing financial planning education and business consulting. She earned her CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Financial Consultant (ChFC®) designations in order to knowledgably address clients’ financial and estate planning concerns. She is currently earning a Certified Life Underwriter (CLU®) designation in advanced estate planning.
Insurance licensed in AZ, CA, CO, CT, DC, FL, GA, IL, IN, KS, MA, MD, MI, MN, NE, NJ, NY, NV , OH, OR, SD, TX, UT, VA, WA and WV Securities licensed in AZ, CA, FL, GA, KS, MO, NJ, NV, NY, TX, VA, WV. Advisory licensed in CA, GA, NY, NV
Chau Lai, CA Insurance License #0C08038, Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS) 1550 West Colorado Blvd., Pasadena, CA 91105, 1.323.255.8800. Securities products/services and advisory services offered through PAS, a registered broker/dealer and investment advisor. PAS is an indirect wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Insurance Products offered through Pacific Regional Insurance Services, a DBA of Pacific Advisors, Inc. Pacific Advisors, Inc is not an affiliate or subsidiary of Guardian. Pacific Advisors, Inc. is not a Registered Investment Advisor.
PAS is a member FINRA, SIPC
Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular situation.
Gear #:
2010-5730 “Wealth is the ability to fully experience life.”