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2012-2683

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Pacific Advisors, Inc. offers securities products and services through Park Avenue Securities LLC (PAS) 1550 West Colorado Boulevard, Pasadena, CA 91105, (323) 255-8800 / (323) 982-4100. Financial Representative, The Guardian Life Insurance Company of America, New York, NY. PAS is an indirect wholly-owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY.

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Pacific Advisors is not an affiliate or subsidiary of PAS or Guardian. Pacific Advisors, Inc. is not an independent registered investment advisor.

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Links to other sites are for your convenience in locating related information and services. This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, this Agency, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. This Agency, Guardian and PAS do not recommend or endorse these organizations or their products or services in any way. Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances. GEAR #2008-4224

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