Helen SpencerFinancial Specialist[email protected](626) 252-6047 Did you know that 58% of Americans have NOT calculated their retirement needs?Click to watch how we can help bring financial balance to your life. Philosophy:Helen’s clients recognize her ability to help them envision a successful financial future, then help them, step by step, build towards that future. She does this by showing them a clear picture of where they are today, and listening to their concerns for tomorrow. By recognizing their desires and spotting the things that must change, Helen works with them to build financial wealth as they create richer lives for themselves and their families.Specialization:Helen’s client base is diverse. She works with members of the real estate and mortgage industries, public employees, (including numerous Fire and Police Departments), small business owners, and retirees. While her clients come from many different industries and backgrounds, they all share an affirmative belief in the future. No matter where they are in their life cycle, Helen’s clients develop strategies that will protect themselves and their family, as well as build lasting situations of wealth.Earned Success:With a financial career spanning over 20 years, Helen has seen her clients during the highs and lows. In Helen’s own case, she witnessed her family’s struggles and was determined, at an early age, to achieve. The sudden and untimely passing of both her father and her brother brought home the reality of what can happen when the proper protection for the family is not in place. By applying sound financial principles in her own life, Helen has been able to share with her clients the power of a solid and secure strategy.Background and Education:A native Californian, Helen was born in Los Angeles and raised in Pasadena. She holds a degree in Music Education from UCLA, a Real Estate/Mortgage Broker's license, and her Insurance Broker's License. She lives in San Gabriel with her husband Doug, has 2 wonderful adult daughters, Jennifer and Nicole, and is experiencing life as the grandmother of a 1 year old boy “JD”.Interests and Activities:Helen is active in the community, serving as an affiliate member of the Arcadia Association of Realtors, and currently serving on the Events 4 Charity Committee. She was a founding member of the San Gabriel chapter of Women’s Council of Realtors, serving as chapter secretary for 2 years. She has a great concern for the well being of families in crisis and has been active with The Door of Hope, a local charity that provides an intense program to bring homeless mothers, fathers, and their children back into society. The parents graduate from the program with a home, a job, and the discipline to boldly move forward with their lives. She is also an active member with Women in Networking in Pasadena. Helen loves to read, especially scary mysteries, has sung with her church choir for over 20 years, and has even participated in local musicals, TV, and film. CA Insurance License #0D18642. Financial Representative of The Guardian Life Insurance Company of America, New York, NY.