Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Preparing For the Ultimate Vacation Make your retirement as exciting as your next vacation. Retirement Savings Essentials in your 30s Your 30s are the best time to set yourself up for retirement savings success. Here are strategies to help you. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).