Tom SomersFinancial Representative[email protected](323) 258-7636 Did you know that 58% of Americans have NOT calculated their retirement needs?Click to watch how we can help bring financial balance to your life. Tom brings to his role as a Financial Representative a wealth of business and financial experience accumulated during his career as an executive and entrepreneur in the computer services business in New York, Europe and California. Tom's depth of experience allows him to identify with his clients' concerns and help them navigate through the complexities of life toward financial balance for their businesses and families. BackgroundTom moved with his parents from the Midwest to California when he was 10, growing up in Torrance, California, graduating with a Bachelors degree in History from Pomona College in Claremont, California and a Masters in International Relations with an International Economics specialization at Columbia University in New York. During his business career, Tom pioneered opportunities for US companies in the emerging markets of Eastern Europe, and as entrepreneur started successful businesses in Austria and Russia. Tom is delighted to be back with his family in California, bringing to his clients the benefit of his knowledge and business experience.SpecializationTom specializes in working with business owners and professionals, helping them grow and protect what they care about most.Commitment to the CommunityTom is an active member of a number of community organizations, among them the Fallbrook Chamber of Commerce, the Fallbrook Land Conservancy and San Diego Turtle and Tortoise Society, and is particularly proud to be able to serve in 2011 as Ambassador Chair for the Temecula Valley Chamber of Commerce.Tom lives with his wife of 17 years Olga and daughter Mary in Fallbrook, California conveniently located for his clients who are mainly in San Diego, Orange and Riverside counties.Tom is known as a thoughtful, innovative advocate for his clients, dedicated to helping them achieve financial security.Tom is delighted to have found a home at Pacific Advisors, a firm that shares his financial philosophy and to be able to bring the power of the Legacy of Significance to his community, creating Lasting Situations of Wealth for the lives he touches. CA Insurance License #0F40683, Registered Representative Park Avenue Securities LLC. Financial Representative of The Guardian Life Insurance Company of America, New York, NY.