With 20 years of financial industry experience, Kelly is the President and CEO of Pacific Advisors, Inc., a highly regarded financial services firm on the West Coast serving an affluent clientele since the mid-90s. For the last four years, Kelly has been named a Top-of-the-Table producer by the Million Dollar Round Table Foundation — the industry’s most prestigious award.
Kelly is a Certified Financial Planner™, known as a CFP®. His other professional designations include: CLU®, LUTCF & ChFC®.
Looking to share his knowledge with others, Kelly is a frequent lecturer of continuing education courses for financial planners, CPAs and attorneys nationwide. Showing a sincere interest in serving a variety of charities nationwide, Kelly is the leader of the National planned giving team for the March of Dimes, as well as the founder of both Philanthropy International and C3 Media.
Philanthropy International is a 501(c)3, public charity created to educate, assist and develop planned giving programs for charities and community foundations that do not already have effective programs in place. C3 Media is dedicated to the development of marketing materials in regards to planned giving techniques and programs.
A resident of Claremont, California, Kelly and his wife, Cristy, enjoy sailing and tandem bicycle riding with their four children, two of whom are in college. Kelly is also a private pilot who enjoys taking his family on a variety of weekend adventures.
Walter Cardinet, former CEO of Integrated Financial & Insurance Services, has built a highly successful financial services business on the principles of individual responsibility, integrity, honesty, and client focus. He has assembled a team of extremely capable professionals, and together they pursue the firm’s goal of helping as many people as possible achieve financial security and life success.
Walt has dedicated his entire career to financial services, and he brings extensive industry experience and achievements to his work on behalf of his advisors and their clients. As a General Agent for The Guardian Life Insurance Company of America and a Registered Principal with Park Avenue Securities, Walt is a recognized professional who is highly qualified to provide leadership in both the insurance and investment areas. He served for four years on the General Agents Advisory Council of General American Life, including a one-year term as Chairman. He also served on Guardian’s Field Advisory Board, as well as on Guardian’s Product Development Committee. In addition, he is a past president of the San Jose Chapter of the Society of Financial Service Professionals and is a member of the prestigious Association of Advanced Life Underwriters.
Over 25 years ago, Walt and a partner started the firm that grew to become Integrated Financial & Insurance Services, with offices in San Jose, San Francisco, Sacramento, and Santa Rosa. Walt’s firm provides comprehensive financial and estate planning for clients, including a full range of both insurance and investment solutions and products. Since 1994, Integrated has enjoyed an average growth rate of 10% per year and has consistently been ranked in Guardian’s Top 10 in total performance for all lines of business, in 2005 and 2006.
A native of the San Francisco Bay Area, Walt attended Santa Clara University, where he played varsity basketball. After graduation, his first position was in the life insurance field, and this evolved into a successful career and business providing full financial services. He earned his Chartered Life Underwriter designation from The American College.
Neil is the former Chairman/CEO of Consolidated Financial. He has been in the financial services business for 27 years.
Consolidated Financial has been a national leader and record holder for The Guardian Life Insurance Company of America. The firm has been the national leader for disability insurance business and for Guardian life and disability insurance brokerage premium for the last ten years in a row.
Neil started his career with a downtown Los Angeles insurance agency. In 1987 he began Consolidated Financial and The Southern California General Agency for Guardian Life Insurance Company of America, New York, NY starting this firm new with its first office in Glendale.
From that new agency a leading financial force grew. The firm has been a perennial winner of the Master Agency Award from the General Agents and Managers Association, the highest level award given by that organization for production. The new Pacific Agencies have over 150 advisors in California and over 10,000 insurance agents who are licensed to place business through the firm.
Neil grew up in Maplewood, New Jersey and moved to California after college. He attended The University of Virginia at Charlottesville and Boston University.
Neil is a life member of the Million Dollar Round Table.
He resides in Glendale with his wife of 30+ years, Eve and daughter Jessie.
Financial Representatives, The Guardian Life Insurance Company of America (Guardian), New York, N.Y.
“Wealth is the ability to fully experience life.”