David M. Culler is a financial advisor with Pacific Advisors. For the past 25 years, he has been helping his clients address the numerous and varied challenges associated with financial planning. Dave specializes in helping people understand and develop coordinated comprehensive financial plans. He aids his clients by showing them how to integrate all of their planning decisions so they can maximize their full financial potential. As a result, Dave is able to help his clients maximize their wealth over time without increasing their risk.

Dave is a Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU). He is a past president of the San Jose Chapter of the Society of Financial Service Professionals. This national organization is the preeminent source of continuing education for numerous credentialed professionals in the field of financial services.

Dave is a former director of the CPA/Law Forum of Silicon Valley. As a director, he offered continuing education classes for CPA’s and Attorneys. These classes covered a wide range of topics including investment, insurance and estate planning. Dave has taught “Macro-Economic Financial Planning” at West Valley College in Saratoga. This course, offered through the college’s continuing education department, helped to educate people about the inherent problems associated with fnancial decision making, as well as how to develop strategies for success.