Broker Check

John Kramer

Life Specialist 

Cell: (714) 865-8484
Office: (949) 486-8304

John and his team at Pacific Advisors help to design a plan that is tailor-made specific to your situation. Everyone is different, shouldn't your financial plan be? Whether you are a business owner looking to add more wealth to your personal balance sheet or you are a young family having their first child, you have unique needs for lifelong financial success. Your financial plan may require coordinating wealth building and saving strategies to match your objectives, protection strategies for reducing liabilities, or determining the right amount of life insurance or disability insurance for your family. John and his team will work together with you and your other trusted advisors to make sure nothing gets missed.

Born in Chicago, Illinois, John has lived in many various places over the years, due to his father's corporate career, before finally settling in Southern California in 1997. He now currently lives in Costa Mesa with his wife, Kyliegh, and son, Carson. Together they enjoy traveling, riding bikes, hiking, going to the beach or just being outside at the park together. John enjoys rounds of golf, is an avid ice hockey player (and fan), and snowboarder.


A good life in any moment is simple to enjoy; a good life for the rest of our lives requires a plan. 

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Complex strategies require advanced strategies, complex coordination, and specialized knowledge. At Pacific Advisors, we have implemented some of the most effective strategies for advanced asset protection and transfer, as well as maximization of assets and income. To accomplish this, we bring together your trusted professionals and our team of specialists to design strategies optimized for your unique situation. 

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Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Pacific Advisors is not an affiliate or subsidiary of Guardian. Pacific Advisors is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Insurance products offered through One Pacific Financial & Insurance Solutions LLC, DBA of Pacific Advisors LLC. Pacific Advisors LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 0I57860. This material is intended for general use. By providing this content the Guardian Life Insurance Company of America and your financial representative are not undertaking to provide advice or make recommendation for a specific individual or situation, or otherwise act in a fiduciary capacity.