Michael A. OliverCLU® ChFC®FINANCIAL ADVISORmichael_oliver@pacificadvisors.comOffice: (949) 486-8328 Did you know that 58% of Americans have NOT calculated their retirement needs?Click to watch how we can help bring financial balance to your life. PhilosophyMichael works with clients to identify their definitions of financial security and then focuses on strategies that help make those financial goals a reality. He relies not only on his own knowledge and experience, but also on the expertise of a team of specialists available through his network. With this approach, he and his team provides innovative strategies and professional direction to help clients accomplish their objectives.Philosophically speaking, Michael strongly believes his competitive advantage is his process as he places more emphasis on what his client’s value the most…rather than what they have of value.SpecializationMichael specializes in retirement, insurance and business planning for the self-employed in various industries. His mission is to develop enduring relationships with clients by providing professional guidance for a lifetime of financial security. As a financial specialist, Michael’s process is unique as he places more emphasis on what his client’s value the most…rather than what they have of value.Earned SuccessA born leader, Michael serves as a mentor to career changers/recent graduates who join the agency in helping them find their way in the financial services business. During his tenure at Northwestern Mutual, Michael accepted a leadership position in 2007 as he served as one of three College Unit Directors spearheading the agency's internship program. Under his leadership, he led a team of 10 college representatives to a top 50 national ranking. His nationally recognized unit featured 3 Winter Camp finalists (the top 100 interns in the network) and the #1 Western Regional Lives Winner. In 2013, Michael was the recipient of both the Client Builder Diamond Award as well as Top 1st Year Advisor with Pacific Advisors.BackgroundGrowing up in Orange County, CA, Michael began his professional career of helping individuals in the sports marketing industry, in which he worked with athletes and entertainers and “bridged the gap” between sports and corporate America. It was in 2004 where made a career change to the financial services industry and began his career with Northwestern Mutual. Shortly after making a career change, he succeeded in qualifying for both Bronze and Silver Awards in his first two years of being a full-time advisor.Commitment to EducationMichael graduated with a Bachelor of Science degree in Communication from the California State Polytechnic University, Pomona with an emphasis in Public Relations and Marketing. While at Pomona, he competed in intercollegiate basketball and baseball for the Broncos. Michael is committed to education and mastering his craft to better serve his clients and received his Chartered Life Underwriter (CLU®) and Chartered Financial Consultant (ChFC®) designations from The American College. Michael likes to travel, golf, play basketball, and spend time with his lovely wife Nancy. CA Insurance License #0E69611, Registered Representative and Financial Advisor of Park Avenue Securities LLC. Financial Representative of The Guardian Life Insurance Company of America, New York, NY.