Broker Check

Rick Bell

CLU®, CFP®
Financial Advisor

rick_bell@pacificadvisors.com 

(909) 399-1100

Wealth may be defined as the value of assets accumulated, or as captured memorable moments in time. The reality of either or both objectives is often better realized through proper planning and financial management. Rick Bell is committed to helping clients define and build opportunities for lasting situations of wealth. His strength lies in client consultation, understanding and articulating

Rick has a passion for service which clients have come to appreciate. This stems from time spent as a missionary in the 70’s and continues with his active charitable involvement where he serves many hours each week in leadership functions as well as ministering to congregational members.

In addition to financial and charitable service, Rick enjoys family time, road biking, racquetball, ping-pong, camping and time in the great outdoors. He resides in Alta Loma California, is married to his college sweetheart, Kathy, and has been blessed with five wonderful children.

Strategic Approach

Our process begins with conversations designed to clarify your life and family vision. Next, we seek to ensure your goals and financial position are reinforced to protect you and your family against events that are beyond your control, followed by the development of strategies that compare and contrast various financial options to identify the potential outcomes that most align with your short and long term goals. The best strategy, or combination of strategies is then implemented with systems necessary to consistently bring your vision closer to realty.

Financial Services

Our approach enables me to serve you in the following key areas of financial management:

  • Cash Management
  • Tax Planning
  • Investment Management
  • Asset Protection Planning
  • Retirement Planning
  • Risk Management and Insurance Planning
  • Wealth Accumulation
  • Estate Transfer Planning
  • Legacy Strategies

At times, Team Specialists may be introduced to successfully serve your overall planning requirements.

Business Services

Employee Benefits (Medical, Dental, Vision, Life, Disability), Executive Benefit Planning, Key Person Planning, Qualified Retirement Plans, Deferred Compensation Planning, Buy/Sell design, Business Continuation and Succession Planning.

Insurance Services

Health Insurance, Disability Insurance, Life Insurance and Long-term Care Insurance needs

COMPLEX OUTCOMES REQUIRE ADVANCED STRATEGIES 

Complex strategies require advanced strategies, complex coordination, and specialized knowledge. At Pacific Advisors, we have implemented some of the most effective strategies for advanced asset protection and transfer, as well as maximization of assets and income. To accomplish this, we bring together your trusted professionals and our team of specialists to design strategies optimized for your unique situation. 

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DID YOU KNOW THAT 73% OF PEOPLE RANK FINANCES AS THEIR #1 CAUSE OF STRESS?

Click to watch how we can help bring financial balance to your life.


CONFIDENCE BEGINS WITH ORGANIZATION 

At Pacific Advisors, we help you get financially organized and make better-informed decisions and practices. You'll get a wide-angle view of your business, personal, and protected finances, allowing you to adapt as your circumstances and desires change. We offer a web tool called the Living Balance Sheet®. This tool makes it easy to recognize the long-term potential of every dollar you earn, so you can make decisions toward achieving improved financial balance. 

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Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ:2875 Michelle Dr. Suite 110 Irvine, CA 92606, 909-399-1100. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Pacific Advisors is not an affiliate or subsidiary of PAS or Guardian. Pacific Advisors is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Insurance products offered through One Pacific Financial & Insurance Solutions LLC, DBA of Pacific Advisors LLC. Pacific Advisors LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 0670278. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or otherwise act in a fiduciary capacity.