Broker Check

Umang Patel

Financial Advisor 

Office: (916) 462-3804
Cell: (530) 574-1654

Umang Patel is part of the Pacific Advisors team in the Bay Area and Roseville, California.  He specializes in advanced financial strategies for professionals and business owners.  He works with clients to empower them by providing innovative methods to mitigate financial risk and plan for their futures. Umang starts by gathering a full understanding of each client’s unique vision for their lives and what is important to them. He builds upon that knowledge by getting a complete picture of their existing financial strategies and identifying pitfalls and inefficiencies.  Umang works extensively with his clients to formulate a specialized approach to mitigate financial risk and orient them towards reaching their financial goals now and going forward.

Umang guides his clients through a decision-making process across three distinct strategies: 

Protection - to plan for the unexpected;

Sufficiency - to plan for the expected; and

Surplus - to plan for more than the expected.

These three strategies come together to form a customized plan that can help lead to lifelong financial success and confidence. 

Umang thinks of himself as a financial coach, and he stays engaged with his clients throughout every step of the financial planning process, providing them with the tools, knowledge, and resources they need for success. He commits to building long-term professional relationships and friendships with many of them.  Umang currently holds Series 7 and Series 66 licenses. He strives to increase his knowledge by keeping up with the latest developments in the financial world so that he can continue to provide the best personal service to his clients. Umang highly values family, education, and community.  He supports several charitable and civic organizations, such as Vitalant, the Shriners Hospitals for Children in Sacramento, and Mercy Housing California. When he is not working with his clients or in the community, he enjoys cooking and photography. He also enjoys traveling with his wife and young son and is always considering where he would like to travel next.


Complex strategies require advanced strategies, complex coordination, and specialized knowledge. At Pacific Advisors, we have implemented some of the most effective strategies for advanced asset protection and transfer, as well as maximization of assets and income. To accomplish this, we bring together your trusted professionals and our team of specialists to design strategies optimized for your unique situation. 

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Forbes "Best in State" Top Financial Security Professional award is not issued or endorsed by Guardian or its subsidiaries. No compensation was provided in connection with obtaining this rating; however, advisors may choose to pay Forbes and Shook for usage rights of the ranking logo.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 333 N INDIAN HILL BLVD, CLAREMONT CA, 91711, 909-3991100. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Pacific Advisors is not an affiliate or subsidiary of PAS or Guardian. Pacific Advisors is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Insurance products offered through One Pacific Financial & Insurance Solutions LLC, DBA of Pacific Advisors LLC. Pacific Advisors LLC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 0K68849. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or otherwise act in a fiduciary capacity.