Umang Patel is part of the Pacific Advisors team in the Bay Area and Roseville, California.  He specializes in advanced financial strategies for professionals and business owners.  He works with clients to empower them by providing innovative methods to mitigate financial risk and plan for their futures. Umang starts by gathering a full understanding of each client’s unique vision for their lives and what is important to them. He builds upon that knowledge by getting a complete picture of their existing financial strategies and identifying pitfalls and inefficiencies.  Umang works extensively with his clients to formulate a specialized approach to mitigate financial risk and orient them towards reaching their financial goals now and going forward.

Umang guides his clients through a decision-making process across three distinct strategies: 

• Protection - to plan for the unexpected;

• Sufficiency - to plan for the expected; and

• Surplus - to plan for more than the expected.

These three strategies come together to form a customized plan that can help lead to lifelong financial success and confidence. 

Umang thinks of himself as a financial coach, and he stays engaged with his clients throughout every step of the financial planning process, providing them with the tools, knowledge, and resources they need for success. He commits to building long-term professional relationships and friendships with many of them.  Umang currently holds Series 7 and Series 66 licenses. He strives to increase his knowledge by keeping up with the latest developments in the financial world so that he can continue to provide the best personal service to his clients. Umang highly values family, education, and community.  He supports several charitable and civic organizations, such as Vitalant, the Shriners Hospitals for Children in Sacramento, and Mercy Housing California. When he is not working with his clients or in the community, he enjoys cooking and photography. He also enjoys traveling with his wife and young son and is always considering where he would like to travel next.